Accident protection

What would happen if you couldn’t work? Serious accidents are rare but can be life-altering. Accident protection insurance gives you a back-up plan in case the unexpected happens.

Accident protection

Accidents happen. Cover softens the blow

What would happen if you couldn’t work? Serious accidents are rare but can be life-altering. Accident protection insurance gives you a back-up plan in case the unexpected happens. 

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What is accident protection?

Try as we might to avoid them, accidents happen. Usually, they’re minor. But sometimes, accidents cause serious injuries that leave us unable to work.

An accident can turn life on its head. Not only could a serious injury impact your health and livelihood: it could also lead to unexpected expenses like home modifications and special equipment. 

Accident protection insurance pays out when an accident causes serious harm. It provides you with security and offers the reassurance that, if you lose the ability to live and work as you usually would, you can still care for yourself and your family.

Most other forms of personal protection insurance pay out if the policyholder passes away or becomes critically ill. Accidental injuries aren’t usually covered, even if they leave you unable to work.

What should I keep in mind?

It’s a good idea to take out accident protection insurance if: 

  • Not being able to work would stop you from meeting your financial commitments
  • Your job or personal circumstances put you at a high risk of injury.

Because accidents can happen to anyone, accident protection cover is provides you with a cash lump sum if you were unfortunate enough to suffer from a specified accidental injury. Packages can be flexible for you individual needs. Your monthly payments won’t rise as you age and have no bearing on your existing health. Policies are available to anyone aged 18-50 and can last until you reach your 70s or later.

Accident protection insurance covers a long list of physical injuries, but you should also be aware of what it doesn’t cover. For more information please ask one of our advisors.

How can Trulife help?

When you talk to Trulife, you’re in safe hands. A specialist Trulife adviser will take you through the ins and outs of accident protection insurance and help you determine the type of cover that’s right for you. Because we work closely with select providers we know and trust, we can often offer exclusive deals that you won’t find elsewhere.

We’ll offer guidance on:

Finding the right kind of accident protection insurance

Finding the right kind of accident protection insurance

Policy terms, including what is and isn’t covered

Policy terms, including what is and isn’t covered

Trusted insurance providers that offer value for money

Trusted insurance providers that offer value for money

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What next?

If you’re thinking of taking out accident protection insurance, talk to Trulife. We’ll quickly connect you with a member of the team and get your cover sorted, so that you can navigate life with confidence.

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